We offer a range of fee structures dependent on your individual circumstances: –
Standard second charge mortgage – A fee of £995 is payable upon completion or can be added to the loan. The customer will need to cover any upfront fees, such as the valuation fee and any lender processing fees.
Complex second charge mortgage – A fee of £1,495 is payable on completion or can be added to the loan. For advice on what would be considered as a “complex second charge mortgage” call our Mortgage and Protection Advisers on 01702 538 800 or email info@ingard.co.uk. The customer will need to cover any upfront fees, such as the valuation fee and any lender processing fees.
Zero upfront fees – A fee of 5% is payable upon completion or can be added to the loan (minimum fee charged £1,500, maximum fee charged £4,000). Ingard will cover any upfront fees, such as the valuation fee and any lender processing fees. This option may be suitable for any customers who cannot afford to pay any upfront fees.
