| Has spending more time in your home again in recent weeks (or perhaps even since the Pandemic began), led you to think of all the changes you would like to make to your home or garden, if only you had the available funds? We’ve found that for many, priorities have changed recently, and spending more time outdoors, or having home office space is now more important.
Perhaps you are just looking to make changes to your home (or rental property) to improve its energy efficiency, and make it “greener”, for environmental or cost reasons. Whilst this can be a large expense initially, depending on the work being done, it may be worthwhile in the long run. Many Lenders are now offering preferential mortgage rates on properties with EPC ratings of A-C as an additional incentive.
It may be that the rising cost of living and base rate increases have left you wanting to secure a better rate, without needing to raise additional funds. Again, we can help you!
For any client looking to refinance, we would source all relevant finance options for you, and are whole of market, so we ensure the cheapest and most suitable deal for your personal circumstances is recommended. Options could include a remortgage, product transfer, further advance, second charge, or equity release/later life mortgages if you are over 55, and we can help with both residential and BTL properties.
Of course, if you are looking to move home rather than refinance, or purchase your first property, we can help with this as well. We can also assist you with bridging and commercial finance, and with any of your protection needs.
If you want to discuss any of these options, we would be more than happy to help. |
