Mortgages, loans and insurance can be complicated. Especially when every Provider describes their products differently. We’ve ensured our guides are written in plain English and simply explain any common industry jargon. Our Mortgage and Protection Advisers are here to support you, so if you have any questions then please feel free to call us on 01702 538 800 or email info@ingard.co.uk.
Some of the terminology can be hard to understand or not know at all. Many people don’t know exactly what their home insurance policy covers, which can cause problems when making a claim, or even put people off making a claim.…Read More
Applying for HMO mortgages is a very similar process to standard buy to let mortgages, however there a few key differences with owning and…Read More
If you’re looking to refurbish your home or rental property, then you may be wondering what the cheapest types of loans for home improvements.…Read More
If you have a mortgage and are looking to move to a new property, then you are probably wondering what happens to your mortgage when you move home. …Read More
You may want to become a landlord intentionally, you might not even think you’re a landlord, but if you own a property and someone…Read More
Generally speaking, we all know Buildings Insurance is a ‘must have’ when it comes to getting a mortgage to purchase a new home. We also know that it’s now very easy to get quotes from all sorts of channels, especially from a friendly meerkat or an opera singer!…Read More
According to the Mortgage Advice Service* the average UK home contains £55,000 worth of belongings, yet on average we’re only insuring them for £35,000,…Read More
A growing number of landlords are being urged to purchase new properties or remortgage their current portfolios onto limited company buy to let mortgages…Read More
Just a few weeks ago another mortgage lender we work closely with launched a joint borrower sole proprietor mortgage range, aimed at assisting parents…Read More
Semi-commercial mortgages are mortgages for properties that have a commercial and residential element. These are commonly referred to as mixed-use properties.…Read More
We've compiled a list of common types of mortgages available for first-time buyers.…Read More
Many companies who provide short-term loans, like ourselves, will ask you to complete a quick quote form.…Read More
We’ve compared the pros and cons of independently searching for a mortgage versus speaking to a Mortgage Adviser.…Read More
Buying a home is one of the largest financial commitments most people will ever make. …Read More
A home is more than just bricks and mortar, it’s the place we retire to after a long day at work and the place where some of us choose to raise a family.…Read More
What is a second charge mortgage? Why are they growing in popularity? When are second charge mortgages more cost-effective than a personal loan, remortgage or further advance?…Read More
A loan which is secured against property or land and required for anything between 1- 24 months can be classed as a short-term loan, or bridging loan as it is otherwise known. …Read More
Since the FCA took over the governing of second charge mortgages in April 2016, the process for Mortgage Advisers to follow when recommending a second charge became the same as a standard mortgage.…Read More
