Helping borrowers with bad credit to get back on track
If you have been declined a mortgage due to bad credit – then don’t despair. We can help you even if you’ve had a few missed credit card payments, a County Court Judgement or are currently in a Debt Management Plan. Our expert Mortgage Advisers work with every lender across the mortgage market. We know which lenders specialise in offering products that are tailored to customers who have current or past bad credit.
The mortgage products available are exactly the same as standard mortgage products. The main difference is simply the way they are assessed; some lenders do not credit score and instead manually assess each application individually. This allows the lender to take into consideration unexpected life events which may have caused the bad credit. For example, loss of job or divorce.
For free advice, call our FCA regulated Mortgage Advisers on 01702 538 800 or arrange a call back.
Our Mortgage & Protection Advisers Can Help You:
- Access market-leading low rates
- Borrow between £25k – £1m
- Borrow up to 85% LTV
- Access all mortgage lenders & exclusive products
- Clear CCJs, defaults and missed payments
- Clear IVAs and DMPs
- Purchase or remortgage a property
- Regardless of your credit rating
Find Out How Much You Could Borrow
We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.
To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers
You could borrow up to
Calculate Your Monthly Payments
We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.
To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers
It would cost
The Latest Best Buys
Our best buy tables allow you to compare thousands of products to give you an indication of the types of mortgages available to you. Please be aware that the information is computer generated and relies on certain assumptions, like your credit commitments and monthly expenditure.
When you’re ready for an accurate quote that is personalised to your individual requirements, call our Mortgage and Protection Advisers on 01702 538 800 for a free no obligation quote.
Why Use Ingard?
We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.
Our qualified advisers are salaried, so you can be sure that you are receiving the best impartial advice.
We promise that you won’t be passed from pillar to post. One of our qualified advisers will deal with your application from start to finish.
Your initial consultation is completely free. We will only charge you a fee if you decide to proceed with your application.