Helping you to find lenders who cater to all types of businesses
Mortgages for limited companies are the same as normal mortgages. However, due to the lender requiring information on the income of the company rather than an individual, the process can be a little more complex.
Generally speaking, these mortgages require the company to have a 25% deposit or more. If you have a smaller deposit, then we may still be able to secure you a mortgage if you have additional security to secure the loan against, such as another property or land. If you have a Special Purpose Vehicle (SPV) for your property or portfolio, or you are looking to purchase or remortgage through a Limited Liability Partnership (LLP) – then we can help.
Although the number of mortgages for limited companies available has grown in the last few years, many lenders still do not cater to this area of the market. This makes it vitally important that you work with experienced Mortgage Advisers who understand the lenders who offer these types of mortgages and their individual underwriting requirements. Ingard have over 25 years’ experience arranging non-standard mortgages such as these, and work with both mainstream and specialist lenders to ensure you receive the best deal. For more information call our whole of market Mortgage Advisers on 01702 538 800 or arrange a call back.
Here are a few reasons why you should contact us:
- You are purchasing a property as a limited company
- You are remortgaging a property/ portfolio of properties as a limited company
- You want to borrow more for refurbishments, to consolidate debt or for any other legal purpose
- Your current mortgage deal is ending soon
- You want to pay more off your limited company mortgage each month but your current lender won’t let you
- You want a fixed limited company mortgage product so that your payments won’t go up or down
- You want a better rate
- You want to switch from an interest-only to a repayment limited company mortgage
- Your properties value has greatly increased since you purchased it
Find Out How Much You Could Borrow
We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.
To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers
You could borrow up to
Calculate Your Monthly Payments
We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.
To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers
It would cost
The Latest Best Buys
Our best buy tables allow you to compare thousands of products to give you an indication of the types of mortgages available to you. Please be aware that the information is computer generated and relies on certain assumptions, like your credit commitments and monthly expenditure.
When you’re ready for an accurate quote that is personalised to your individual requirements, call our Mortgage and Protection Advisers on 01702 538 800 for a free no obligation quote.
Why Use Ingard?
We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.
Our qualified advisers are salaried, so you can be sure that you are receiving the best impartial advice.
We promise that you won’t be passed from pillar to post. One of our qualified advisers will deal with your application from start to finish.
Your initial consultation is completely free. We will only charge you a fee if you decide to proceed with your application.