Helping you to secure specialist property finance for HMOs
Regardless of whether you’re looking to purchase your first HMO, remortgage multiple properties or release equity in one or more properties – our expert team will guide you through the process.
Every lender defines HMOs differently and their requirements vary greatly; so it is crucial that you seek advice from a qualified Adviser who has a sound knowledge of the marketplace and individual lenders’ criteria. Our Mortgage Advisers have extensive experience structuring all types of deals, from houses converted to individual flats with shared facilities to purpose built student accommodation. In addition to this, as we are whole of market we can access every lender in the marketplace, including exclusive products, to ensure you get the best deal.
Here are a few reasons why you should contact us:
- You want to remortgage a property/ portfolio of properties
- You want to borrow more for refurbishments, to consolidate debt or for any other legal purpose
- You want to pay more off your HMO each month but your current lender won’t let you
- You want a better rate
- You are purchasing a new HMO/ student let
- Your current buy to let mortgage deal is ending soon
- You want a fixed buy to let mortgage product so that your payments won’t go up or down
- You want to switch from an interest-only to a repayment buy to let mortgage
- You have current or historic adverse
The Financial Conduct Authority does not regulate most Buy-to-Let mortgages.
Find Out How Much You Could Borrow
We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.
To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers
Calculate Your Monthly Payments
We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.
To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers
Why Use Ingard?
We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.
Our qualified advisers are salaried, so you can be sure that you are receiving the best impartial advice.
We promise that you won’t be passed from pillar to post. One of our qualified advisers will deal with your application from start to finish.
Your initial consultation is completely free. We will only charge you a fee if you decide to proceed with your application.