Mortgages Finance Insurance.
Call our Mortgage & Protection Advisers now on 01702 538 800
Here to help.
We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.
First Time Buyers
Taking your first step onto the property ladder? Our expert advisers guide you through the mortgage process, helping you secure the right deal with confidence.
Home Owners
Whether you’re remortgaging, moving house, or looking to release equity, we offer tailored mortgage solutions to suit your evolving needs.
Buy to Let Mortgages
Access competitive buy-to-let mortgage deals with expert advice to maximise your returns.
Specialist Mortgages
Whether you’re self-employed, have complex income, or face unique financial circumstances, our specialist mortgages provide flexible solutions that fit your needs and help you secure the right deal.
Commercial Finance
From start-ups to expansions, we provide commercial finance solutions tailored to your goals.
Insurance & Protection
Our range of insurance products safeguards your home, income, and family against the unexpected.
Straightforward Mortgage Advice, Tailored to You
Our experienced advisers search the whole market – not just the high street – giving you access to specialist lenders and bespoke solutions. Whether you’re facing a complex situation or have a less-than-perfect credit history, we’re here to help you find the right mortgage.
Newsletter we will email you once per month to keep you informed
Mortgage, Loan & Insurance Guides
Stay up to date with helpful articles, expert insights, and the latest news to guide you through home buying, mortgages, and property decisions.
Call our expert advisers now
Our Promise to You
Clients We’ve Helped
Estimate your borrowing with our calculator.
Proud providers of simple jargon-free financial advice since 1991
Problem solver and complex borrowing guru.
Helping first-time buyers to get their foot on the property ladder
Landlords should get mortgage advice when buying or remortgaging.
If you have been declined a mortgage due to bad credit – then don’t despair. We can help you even if you’ve had a few missed credit card payments,
We understand the difficulties borrowers experience when trying to secure competitive deals for self-employed mortgages. Proving your income isn’t always a straightforward process
If you are looking to purchase or remortgage a property which has a residential and commercial element to it, then you will require a semi-commercial mortgage.
3 simple steps
To securing your mortgage made easy
01
Enquire
Fill out our quick form to see mortgage options tailored to you
02
Apply
We handle the paperwork and manage your full application
03
Complete
Finalise your mortgage and enjoy your new home or property
Here to Help
Access to the Whole Market
We compare every lender – including those who work exclusively with qualified advisers – to find the most suitable deal for you.
Speak to a Qualified Adviser
Our advisers are fully qualified and salaried, so their advice is always impartial and in your best interest.
One Adviser, Start to Finish
From your first enquiry to completion, you’ll deal with the same dedicated adviser – no call centres, no handovers.
Free Initial Consultation
Your first consultation is completely free. We only charge a fee if you choose to move forward with your application.
Meet the team
Free Expert Advice
We’ve created a range of useful guides to help you to understand the different types of products available and the full application process.
Mortgages
Loans
Insurance
Mortgages
Applying for HMO mortgages is a very similar process to standard buy to let mortgages, however there a few key differences with owning.
If you’re looking to refurbish your home or rental property, then you may be wondering what the cheapest types of loans for home improvements.
If you have a mortgage and are looking to move to a new property, then you are probably wondering what happens to your mortgage when you move home.
You may want to become a landlord intentionally, you might not even think you’re a landlord, but if you own a property and someone
A growing number of landlords are being urged to purchase new properties or remortgage their current portfolios onto limited company buy to let mortgages
Just a few weeks ago another mortgage lender we work closely with launched a joint borrower sole proprietor mortgage range, aimed at assisting parents
Just a few weeks ago another mortgage lender we work closely with launched a joint borrower sole proprietor mortgage range, aimed at assisting parents
We’ve compiled a list of common types of mortgages available for first-time buyers
We’ve compared the pros and cons of independently searching for a mortgage versus speaking to a Mortgage Adviser
Loans
Many companies who provide short-term loans, like ourselves, will ask you to complete a quick quote form.
A loan which is secured against property or land and required for anything between 1- 24 months can be classed as a short-term loan, or bridging loan as it is otherwise known. …
Insurance
Some of the terminology can be hard to understand or not know at all. Many people don’t know exactly what their home insurance policy covers, which can cause problems when making a claim, or even put people off making a claim.
You may want to become a landlord intentionally, you might not even think you’re a landlord, but if you own a property and someone…
Generally speaking, we all know Buildings Insurance is a ‘must have’ when it comes to getting a mortgage to purchase a new home. We also know that it’s now very easy to get quotes from all sorts of channels, especially from a friendly meerkat or an opera singer!…
According to the Mortgage Advice Service* the average UK home contains £55,000 worth of belongings, yet on average we’re only insuring them for £35,000.
Need Help Finding the Best Deal?
Speak to our team of qualified Mortgage & Protection Advisers
01702 538 800
Or
News & Insights
What our members say....
Kam Lotay
Mortgage Adviser
I have had the privilege of working with this Ingard network for over ten years, and the experience has been nothing short of outstanding. Their professionalism, expertise, and unwavering commitment to their Brokers set them apart in the industry. They consistently go above and beyond to provide personalised solutions and ensure smooth transactions.
What truly stands out is that they always put us brokers first. Over the years, their reliability and dedication have earned my complete trust and respect. If you’re looking for a team that truly understands the complexities of the mortgage process and prioritises your success, I can’t recommend them highly enough.
Steve Mccarthy
Director
I have been an appointed representative of Ingard Financial for several years since being part of Ingard allows me to concentrate on my business with the full support they give which is second to none.
Ray Eldridge
Director
I’ve been incredibly fortunate to have had the support of Ingard since I began my journey as a Mortgage Adviser. From day one, they’ve provided me with expert guidance, valuable resources, and a strong sense of community.
Their commitment to my development has been unwavering, and they've always made sure I have the tools and training I need to succeed in this fast-paced industry.
The mentorship I’ve received has been invaluable, and I’m truly grateful for the trust and encouragement they’ve shown me throughout my career. I feel empowered and confident in my role thanks to their ongoing support. I couldn’t ask for a better network to be a part of.
Join ingard
Simplify. Expand. Grow.
Simplify regulations, expand your services, and grow your income with expert support. Get in touch to see how we can help your business thrive.